How Do You Qualify for a Habitat House?
To qualify for a Habitat house you should:
- Be a U.S. citizen or permanent resident;
- Have a qualifying credit score and verifiable income;
- Have sufficient income to be able to pay a monthly mortgage payment. Habitat for Humanity of Grand County can consider applicants with income up to 80% of Grand County’s median income. (Approximately $4,975 per month pretax for a family of two, or $6,220 for a family of four) That means a Habitat partnership is a viable option for gainfully employed people such as firefighters, nurses, teachers, or other hard-working families in the county.
- Live in housing conditions that are not adequate for your family’s needs;
- Have lived or worked in Grand County for at least 12 of the past 36 months;
- Commit 200 hours of “sweat equity” volunteer time (for each household member over the age of 18) to help Habitat volunteers on local home-building projects, or help with fundraising events and mailings. Each family member age 18 and older who will live in the home must contribute a minimum of 200 hours of sweat equity.
How Do You Apply?
To apply for a Habitat house you should:
- Attend an orientation meeting explaining the application process;
- Determine if you fit the guidelines;
- Complete an application. To fill out the digital form of the application, simply click on the link below. You can fill it out from your computer, then print it out and mail it to Executive Director Lisa M. Cooper at Habitat for Humanity of Grand County, PO Box 969, Granby, CO 80446, or simply email the file to lcooper@habitatgrandcounty.org.
- 1 Homeowner Application (English)-Grand County fillable
What if You Don’t Qualify Right Now?
If you qualify financially but are not selected this year because another applicant’s need is greater, we invite you to reapply. Based on our current resources and volunteer staffing, we’re hoping to build two houses by spring 2023 and select one homeowner per house. If you don’t qualify right now due to bad credit, excessive debt load or insufficient income, we invite you to attend our financial management course. This course will help you learn how to manage your money better, create a plan to pay off your debts and improve your credit score, and move toward the point where you can qualify. If your income is too high, we suggest you investigate other mortgage options, and attend one of the First-Time Homebuyer Seminars offered monthly by the Grand County Housing Authority.
